All full-time students with CPF savings, or whose parents’, siblings’ or relatives’ CPF savings in their Ordinary Account have met the minimum requirement can apply for loans under CPF approved education scheme.

You must check with CPF board if you have the required minimum CPF savings for paying tuition fees.

Up to 100% of the subsidized tuition fees payable.

Provided CPF account has sufficient monies, the scheme can help to pay tuition fees for entire course.

The application period starts one month before the new semester, and ends on the second week of the new semester.

New students can apply during enrolment.

Submit an application via the Student Finance System which is accessible here.

Repayment will commence one year from the date of completion of the course or one year from the date he leaves the institution, whichever is the earlier.

Repayment may be made over a maximum period of 12 years by monthly instalments. For outstanding amounts of up to $10,000, the minimum amount repayable is $100 per month. Accelerated lumpsum repayment in multiples of $100 for each repayment is also allowed.

To find out more about the repayments and interest rates on the loan under the CPF education scheme, please visit the CPF website.

You can click here to get your answers from the frequently asked questions.

* Students who are on Mendaki Tertiary Tuition Fee Subsidy (MTTFS) or have applied for loans (e.g. Tuition Fee Loan) should proceed to adjust the precentage of Tuition Fees covered by their CPF Education Scheme so that excess deduction will not occur.

All students regardless of citizenship can apply for the loan, except those as listed in the form.

Up to 75% of the subsidized tuition fees payable.

The application period starts one month before the new semester, and ends on the second week of the new semester.

New students can apply during enrolment.

Student can submit an online application form at this website here, then print out the application form, complete with the required signatures. Students should submit the application form together with the required supporting documents (Refer to Supporting Documents) to One-Stop Centre.

New students can submit their applications during enrolment.

For applicants who are Singaporeans/ Singapore Permanent Residents, the application form must be supported with:-

• A copy of student’s NRIC
• A copy of guarantor’s NRIC

For applicants who are non-Singaporeans, the application form must be supported with:-

• A copy of student’s passport/NRIC/FIN
• A copy of guarantor’s NRIC/FIN

Students applying for the Tuition Fee Loan scheme must obtain someone to act as their guarantor. The requirements of the guarantor are as follows:-

• Between 21 to 60 years old
• Must be Singapore Citizen or Singapore Permanent Resident
• Must not be an undischarged bankrupt

Minimum amount of repayment per month: $100. Penalty interest will be charged at the rate of 1% per month for instalments in arrears.

Loans will be repaid over 10 years, beginning on 1st June or 1st December depending on the semester you graduate.

If you leave the course without completing the study, the loan will become immediately due and payable. For those with NS obligations, repayment will commence 1 year after completion of NS.

The Interest Rate is set at the Average Prime Lending Rate of OCBC, UOB and DBS. While the Loan is interest-free during the course of study, interest will be chargeable immediately upon graduation.

For those with NS obligations, the interest will be charged 1 month after ORD.

Students must be full-time Singaporeans or Singapore PR students. The loan will be awarded only to students who need financial support to pay tuition fees.

Only students who have applied for the Tuition Fee Loan Scheme and/or who have been awarded a tuition fee loan/subsidy through the CPF Approved Education Scheme or Mendaki, provided that the total amount of the aforementioned loan and/or subsidy is NOT less than 75% of the tuition fees.

Up to 25% of the subsidised tuition fees payable.

The application period starts one month before the new semester, and ends on the second week of the new semester.

Newly enrolled students can apply during enrolment.

Student can submit an online application form at this website here, then print out the application form, complete with the required signatures. Students should submit the application form together with the required supporting documents (Refer to Supporting Documents) to One-Stop Centre.

New students can submit their applications during enrolment.

For all applicants, the supporting documents include:-

• A copy of student’s NRIC
• A copy of the family members’ NRIC (if not, then birth certificates)
• Income statements of family members who are gainfully employed

Students applying for the Tuition Fee Loan scheme must obtain someone to act as their guarantor. The requirements of the guarantor are as follows:-

• Between 21 to 60 years old
• Must be Singapore Citizen or Singapore Permanent Resident
• Must not be an undischarged bankrupt

Loans will be repaid over 2 years (Tier 1) or 5 years (Tier 2), beginning on 1st June or 1st December depending on the semester you graduate. Please see table below for more information.

If you leave the course without completing the study, the loan will become immediately due and payable. For those with NS obligations, repayment will commence 2 months after completion of NS.

Minimum amount of repayment a month: $100. Penalty interest will be charged at the rate of 1% per month for installments in arrears.

Interest will accrue immediately upon graduation. For those with NS obligations, the interest will be charged 1 month after ORD

Students must be full-time Singaporeans or Singapore PR students. The loan will be awarded only to students who need financial support to maintain living expenses.

Only students who have applied for the Tuition Fee Loan Scheme and/or who have been awarded a tuition fee loan/subsidy through the CPF Approved Education Scheme, Mendaki, or Study Loan A provided that the total amount of the aforementioned loan and/or subsidy is NOT less than 100% of the tuition fees.

Component B: Up to $2000 for any 2 consecutive semesters, to meet living expenses. Successful applicants will be given $1000 per semester.

The application period starts one month before the new semester, and ends on the second week of the new semester.

Newly enrolled students can apply during enrolment.

Student can submit an online application form at this website here, then print out the application form, complete with the required signatures. Students should submit the application form together with the required supporting documents (Refer to Supporting Documents) to One-Stop Centre.

Newly enrolled students should get ready to submit at the enrolment center.

For all applicants, the supporting documents include:-

• A copy of student’s NRIC
• A copy of the family members’ NRIC (if not, then birth certificates)
• Income, CPF or Tax statements of family members who are gainfully employed

Students applying for the Tuition Fee Loan scheme must obtain someone to act as their guarantor. The requirements of the guarantor are as follows:-

• Between 21 to 60 years old
• Must be Singapore Citizen or Singapore Permanent Resident
• Must not be an undischarged bankrupt

Loans will be repaid over 2 years (Tier 1) or 5 years (Tier 2), beginning on 1st June or 1st December depending on the semester you graduate. Please see table below for more information.

If you leave the course without completing the study, the loan will become immediately due and payable. For those with NS obligations, repayment will commence 2 months after completion of NS.

Minimum amount of repayment a month: $100. Penalty interest will be charged at the rate of 1% per month for installments in arrears.

Interest will accrue immediately upon graduation. For those with NS obligations, the interest will be charged 1 month after ORD.

All Malay students who have enjoyed free secondary and/or pre-university education. Only students with family income below $3000 (inclusive) can apply.

Please click here for more details.

Up to 100% of the subsidized tuition fees payable.

- 100% subsidy – monthly family income below $2000 (inclusive)
- 70% subsidy – monthly family income of between $2000 and $3000 (inclusive)

The application period starts one month before the new semester, and ends on the second week of the new semester.

New students can apply during enrolment.

Submit an application via the Student Finance System which is accessible here.

Applicants should follow the checklist stipulated in the application form and submit all the required supporting documents.

The PSEA scheme helps parents save for their children’s post-secondary education by maintaining a Post-Secondary Education Account (PSEA) for each eligible child.

This is part of the Government’s efforts to encourage every Singaporean to complete his post-secondary education. It also underscores the Government’s commitment to support families in investing in the future education of their children, and to prepare them for the economy of the future.

PSEA is not a bank account. It is administered by the Ministry of Education and is opened automatically for all eligible Singaporeans.

Up to 100% of the tuition fees and annual supplementary fees (i.e. enrolment fees) payable subject to sufficient funds in PSEA.

For students who are applying for PSEA (Standing Order), the application period starts one month before the new semester and ends on the second week of the new semester.

For students who are applying for PSEA (Ad-Hoc), the completed application form may be submitted to the One-Stop Counter whenever the student wishes to withdraw funds from his/her PSEA for the payment of his/her fees..

New students may submit their application forms during enrolment.

The PSEA application form can be obtained from the One-Stop Centre in Republic Polytechnic.

Alternatively, you may proceed to download the application forms below:-

• PSEA (Standing Order)(Download)
• PSEA (Ad-Hoc)(Download)

For enquiries on PSEA scheme, you can contact MOE at (65)6260 0777. You may also send an email to MOE through contact@moe.edu.sg.

* For students who have applied for PSEA (Standing Order) and CPF Education Scheme, kindly note that deduction will be made from the PSEA account first. Only in the event where the funds in the student's PSEA has been exhausted will the deduction be made from the CPF account.

You can click here to get your answers from the frequently asked questions.

MOE's Short-Term Study Assistance Scheme (SSAS) will provide additional financial assistance to Singaporean students pursuing diploma programmes in Republic Polytechnic.

To qualify for the scheme, the applicant's gross monthly household per capita income should be S$1700 and below.

The applicant must be already receiving existing financial assistance such as loans (e.g. Tuition Fee Loan/Study Loan) and bursaries.

Up to S$1440 per annum, depending on household income and individual needs of student.

The application period starts one month before the new semester, and ends on the second week of the new semester.

Student can submit an online application form at this website here, then print out the application form, complete with the required signatures. Students should submit the application form together with the required supporting documents (Refer to Supporting Documents) to One-Stop Centre.

For all applicants, the supporting documents include:-

• A copy of student’s NRIC
• A copy of the family members’ NRIC (if not, then birth certificates)
• Tax/CPF/Income statements of family members who are gainfully employed

For more information on the scheme, please refer to MOE's website.